MAKE SURE YOUR INSURANCE COVERAGE MEETS
THE USA FOOTBALL RECOMMENDED STANDARDS

USA FOOTBALL’S 2023 INSURANCE PROGRAM

To continue simplifying insurance for our participants, we worked with insurance partners to identify the recommended coverages youth programs need. Through our new partners at SportsLine Insurance, you can get best-in-class insurance coverage at a competitive price!

USA FOOTBALL'S INSURANCE PARTNER

Sportsline
SportsLine Insurance is USA Football’s insurance partner. Ready to get started with them? Get a quote today or start a conversation about your needs!

SIMPLIFYING OPTIONS

Here are the basics that should be in your insurance playbook, but just like any defense, there are a few options that may be appropriate for your organization.

GENERAL LIABILITY

This is what protects the organization against bodily injury or property damage for operation of the organization.

PARTICIPANT ACCIDENT

This is what protects the athletes, coaches, volunteers when an unexpected injury occurs during a practice, a game, or on the property.

OTHER COVERAGES

Each organization is different. Organizations should also consider Hired/Non-Owned Auto Liability, Sexual Abuse & Molestation, Directors’ & Officers’ Liability, Employment Practices Liability, Crime coverage, and Inland Marine (Equipment) coverage.

USA FOOTBALL RECOMMENDED COVERAGES FOR YOUTH FOOTBALL PROGRAMS

Per the operating agreement through enrollment, enrolled organizations must meet minimum criteria for certain coverages that reflect where we believe organizations need to be to best protect their athletes and themselves.

REQUIRED COVERAGES

Commercial General Liability

>$1 million per occurrence

>$2 million aggregate

Participant Accident

>$100,000 Max Accident Limit

>$10,000 Accidental Death & Dismemberment

>For all flag and tackle athletes, coaches, volunteers, & trainers

Coaches, Trainers & Volunteers

>$100,000 Max Accident Limit

>$10,000 Accidental Death & Dismemberment

ADDITIONAL COVERAGES

Directors’ & Officers Liability

>$1 million per occurrence/aggregate

Sexual Abuse & Molestation

>$1 million per occurrence

>$2 million aggregate

Inland Marine (Equipment)

Varies based on equipment value

Crime Insurance

$25,0000 Minimum Coverage

READY TO GET STARTED?

DISCLAIMER

USA Football does not provide insurance coverage or underwrite any type of insurance policies for its leagues or any organization. USA Football is not an insurance agent or broker and does not sell, or offer to sell, any insurance policies or products. USA Football has minimum requirements as part of its Operating Agreement. USA Football also does not make any coverage decisions for any of its leagues. Insurance policies are provided by separate companies that are not owned by USA Football.