USA FOOTBALL’S 2023 INSURANCE PROGRAM
To continue simplifying insurance for our participants, we worked with insurance partners to identify the recommended coverages youth programs need. Through our new partners at SportsLine Insurance, you can get best-in-class insurance coverage at a competitive price!
USA FOOTBALL'S INSURANCE PARTNER
SIMPLIFYING OPTIONS
Here are the basics that should be in your insurance playbook, but just like any defense, there are a few options that may be appropriate for your organization.
GENERAL LIABILITY
This is what protects the organization against bodily injury or property damage for operation of the organization.
PARTICIPANT ACCIDENT
This is what protects the athletes, coaches, volunteers when an unexpected injury occurs during a practice, a game, or on the property.
OTHER COVERAGES
Each organization is different. Organizations should also consider Hired/Non-Owned Auto Liability, Sexual Abuse & Molestation, Directors’ & Officers’ Liability, Employment Practices Liability, Crime coverage, and Inland Marine (Equipment) coverage.
USA FOOTBALL RECOMMENDED COVERAGES FOR YOUTH FOOTBALL PROGRAMS
Per the operating agreement through enrollment, enrolled organizations must meet minimum criteria for certain coverages that reflect where we believe organizations need to be to best protect their athletes and themselves.
REQUIRED COVERAGES
Commercial General Liability
>$1 million per occurrence
>$2 million aggregate
Participant Accident
>$100,000 Max Accident Limit
>$10,000 Accidental Death & Dismemberment
>For all flag and tackle athletes, coaches, volunteers, & trainers
Coaches, Trainers & Volunteers
>$100,000 Max Accident Limit
>$10,000 Accidental Death & Dismemberment
ADDITIONAL COVERAGES
Directors’ & Officers Liability
>$1 million per occurrence/aggregate
Sexual Abuse & Molestation
>$1 million per occurrence
>$2 million aggregate
Inland Marine (Equipment)
Varies based on equipment value
Crime Insurance
$25,0000 Minimum Coverage
READY TO GET STARTED?
DISCLAIMER
USA Football does not provide insurance coverage or underwrite any type of insurance policies for its leagues or any organization. USA Football is not an insurance agent or broker and does not sell, or offer to sell, any insurance policies or products. USA Football has minimum requirements as part of its Operating Agreement. USA Football also does not make any coverage decisions for any of its leagues. Insurance policies are provided by separate companies that are not owned by USA Football.