LEAGUE INSURANCE CAN BE COMPLICATED
The Insurance Grant program is designed to provide support to leagues which commit to certain minimum standards to help protect athletes and their own organization. This program is here to help eligibile leagues lower their insurance costs so they can pass savings onto other areas of need.
HOW DOES THIS WORK?
An organization must be enrolled by September 15, 2022 to be eligible. Insurance grant applications for eligible organizations will be open through December 31, 2022. Each month, a qualification review and disbursement will occur until the application closes.
WHAT’S THE ELIGIBILITY REQUIREMENTS?
2022 enrolled organizations must meet USA Football’s required standards and provide the following to be eligible.
- - 501(c)3, Insurance Documentation and/or EIN number
- - USA Football Organization ID
- - Demographic & Contact Information
- - W9 & ACH Bank Information
- - Insurance Premium Invoice & Proof of Payment
- - Quote from USA Football Preferred Insurance Program Partner
- - Proof that General Liability & Accident Policies meet League Operating Agreement & League Excellence Program Standards
While providing a quote from USA Football’s Preferred Insurance Program Partner is required, insurance does not need to be purchased through them if it meets all other requirements.
TAKE THE NEXT STEP
Apply for the Insurance Grant
From USA Football’s Preferred Insurance Partners
Get Answers to Frequently Asked Questions
WANT TO TALK TO SOMEONE?
Email grants@usafootball.com for grant questions or setup a meeting here for questions related to USA Football’s Preferred Insurance Program.
2022 REQUIREMENTS & RECOMMENDATIONS
THINGS TO CONSIDER & WATCH OUT FOR
SEXUAL ABUSE & MOLESTATION
We’re concerned that many insurance packages are missing this coverage completely, or just offering it for employees.
For the majority of youth organizations, coaches and league leaders are volunteers. That means employee-only coverages are costing leagues money but not providing support when misconduct or allegations towards the organization occur that cause mental anguish, emotional distress or bodily injury.
A benefit of using USA Football’s Preferred Insurance Program partners means you’ll have coverage for both volunteers and employees.
ACCIDENT COVERAGE FOR
FLAG & TACKLE
Accident coverage needs to apply to every athlete, regardless of Game Type. Whether athletes play Non-Contact, Limited Contact or Contact, each athlete in the organization needs to be covered at the appropriate levels.
USA Football worked with key partners in the insurance industry to understand what minimums should be considered to help protect an organization and support the athlete, both for an individual incident and aggregate. Organizations can decide for themselves whether the coverages are adequate and whether to add more coverage.
DISCLAIMER
Although USA Football provides grants to leagues to ease the burden of funding insurance premiums, USA Football does not provide insurance coverage or underwrite any type of insurance policies for its leagues or any organization. USA Football is not an insurance agent or broker and does not sell, or offer to sell, any insurance policies or products. USA Football has minimum requirements as part of its Operating Agreement. USA Football also does not make any coverage decisions for any of its leagues. Insurance policies are provided by separate companies that are not owned by USA Football.