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Although USA Football provides grants to leagues to ease the burden of funding insurance premiums, USA Football does not provide insurance coverage or underwrite any type of insurance policies for its leagues or any organization. USA Football is not an insurance agent or broker and does not sell, or offer to sell, any insurance policies or products. USA Football has minimum requirements as part of its Operating Agreement. USA Football also does not make any coverage decisions for any of its leagues. Insurance policies are provided by separate companies that are not owned by USA Football.